Agricultural loans

One thing that land titling projects make a big deal about is credit. If you don't have title, the thinking goes, you cannot use your land as collateral for bank loans. 

Apparently there was a mechanism for dealing with this in the 1960s. Landowners whose land had not yet been settled could obtain loads through a mechanism called a linked guarantee (kafala mutasalsala). I don't know if this the best translation of the term, or if there is something more comparable in English that I am oblivious to, but idea was that this loan guarantee brought together sources of authority in the village (the elders), existing documentation (records of tax payments), and not less than 5 different landowners, to issue small, year-long agricultural loans. It seems like the idea was, rather than try to impose new forms of regulation on the villages, to conscript existing sources of authority in order to turn untitled land into secure collateral; presumably, individuals would police another in case of non-payment.

I have no idea how this worked out, or if it was implemented at any sort of scale. It does seem some people were applying for these sorts of loans though, because notice #7 complains that the forms are being filled out incorrectly. Regulations beget regulations, and the notice goes on to include instructions for employees of Agricultural Credit Corporation branches to oversee the people who are filling out these requests and explain to them not to lie and only request loans for actual agricultural purposes. I imagine that this did not go well.

But there was another problem: disciplining the poor is tough when everyone who is supposed to be doing the disciplining is cutting work. Notice #12, in passive-aggressive passive voice that seems to be the preferred mode of communication by middle management everywhere, reads as follows: 

“It has been noted that some employees of the Corporation are leaving their work centers during their official shifts without asking for permission from their directors. Please, everyone observe their shifts carefully, and whoever leaves his work station without permission from me or from the general director of the Corporation at headquarters of the Corporation, or from his director directly in the branches, will subject himself to disciplinary procedures."

Israel State Archives, MGA 38/14